The board of directors of Maryland Capital Enterprises, Inc. has added James W. Duncan, Hebreux St. Fleur, and Frank J. Ward III to its membership, according to Joseph E. Morse, Chairman of the 14-member board of the micro-business finance and assistance firm.

Duncan is the president of Navtrak, Inc., located in Salisbury, MD. Navtrak is the industry leader in providing GPS systems, fleet management and vehicle tracking system solutions for businesses with mobile workforces. He resides in Easton, MD.

St. Fleur is the owner and CEO of Hebrew Quality Construction, Inc. in Salisbury, MD where he and his family also reside. The firm operates Hebrew Quality Insulation, Hebrew Quality Housing Development and Rentals, and Hebrew Investment.

Ward is the founder and CEO of The Money Centre, Ltd. mortgage company and Ward Construction, Inc., both based in Salisbury, MD. A native of the Shore, he and his family reside in Pocomoke City, MD.

Maryland Capital Enterprises is a micro-business support firm formed in 1998 that provides loans and assistance to small businesses on Maryland’s Eastern Shore. Based in Salisbury, MD, the firm is certified by the US Dept. of the Treasury as a Community Development Financial Institution. It is also certified as an Intermediary Microlender for the Small Business Administration and the US Dept. of Agriculture.